Terms of Use.

These Terms of Use ("Terms") govern your access to and use of the Decrow website at decrow.xyz and the Decrow application (together, the "Service"), provided by Decrow ("Decrow", "we", "us"). By creating a workspace, accessing, or using the Service, you agree to these Terms. If you do not agree, do not use the Service.

If you use the Service on behalf of an organization, you represent that you are authorized to bind that organization to these Terms, and "you" refers to that organization.

Decrow is non-custodial software for running private payroll in USDC on Solana. It supports recipient onboarding, approvals, confidential payroll execution, retries and recovery, and audit history.

Decrow does not hold your funds or private keys. Your organization connects and controls its own Solana treasury wallet, and that wallet signs and funds every payroll run. You are solely responsible for the security of your wallet, keys, and credentials.

To use the Service you must create an account with accurate information and keep it up to date. You are responsible for all activity under your account and for maintaining the confidentiality of your credentials.

The Service is intended for business use by users who are at least 18 years old and legally able to enter into contracts.

You agree not to:

• Use the Service for any unlawful purpose, including money laundering, terrorist financing, sanctions evasion, fraud, or tax evasion.
• Pay recipients you are prohibited from transacting with under applicable law or sanctions programs.
• Attempt to gain unauthorized access to the Service, other accounts, or our systems, or interfere with their operation.
• Reverse engineer, copy, resell, or create derivative works of the Service except as permitted by law.
• Upload malicious code or use the Service in a way that could damage, disable, or impair it.

You are responsible for complying with all laws that apply to your payroll, tax, employment, and financial reporting obligations.

Payroll runs are executed on the Solana blockchain. Blockchain transactions are generally irreversible. Decrow is not responsible for losses arising from incorrect recipient addresses, network conditions, gas or fee changes, smart contract behavior, third-party protocols (including Cloak), wallet software, or the volatility or availability of any digital asset.

You are responsible for verifying recipient details and confirming each payroll run before it is signed and funded by your treasury wallet.

Paid plans are billed according to the pricing and subscription tier you select. Fees are payable in advance and, except where required by law, are non-refundable. We may change pricing on a going-forward basis with notice. Failure to pay may result in suspension or termination of access.

The Service, including its software, design, and content, is owned by Decrow and protected by intellectual property laws. We grant you a limited, non-exclusive, non-transferable right to use the Service under these Terms. You retain ownership of the data you submit, and you grant us the rights needed to operate and provide the Service to you.

The Service relies on third parties such as the Solana network, the Cloak protocol, wallet providers, hosting, billing, and analytics providers. Your use of those services may be subject to their own terms, and Decrow is not responsible for their acts or omissions.

The Service is provided "as is" and "as available" without warranties of any kind, whether express or implied, including warranties of merchantability, fitness for a particular purpose, and non-infringement. We do not warrant that the Service will be uninterrupted, error-free, or secure. Nothing in the Service constitutes legal, tax, financial, or accounting advice.

To the maximum extent permitted by law, Decrow will not be liable for any indirect, incidental, special, consequential, or punitive damages, or for any loss of profits, revenue, data, or digital assets, arising out of or related to your use of the Service. Where liability cannot be excluded, our total liability is limited to the amounts you paid us for the Service in the twelve months before the event giving rise to the claim.

You agree to indemnify and hold Decrow harmless from claims, losses, and expenses (including reasonable legal fees) arising from your use of the Service, your violation of these Terms, or your violation of any law or third-party rights.

You may stop using the Service at any time. We may suspend or terminate your access if you breach these Terms, if required by law, or to protect the Service or other users. On termination, your right to use the Service ends; sections that by their nature should survive (such as fees owed, disclaimers, limitation of liability, and indemnification) will continue to apply.

We may update these Terms from time to time. We will update the "Last updated" date above and, for material changes, provide additional notice. Your continued use of the Service after changes take effect constitutes acceptance of the updated Terms.

These Terms are governed by the laws applicable to Decrow's place of establishment, without regard to conflict-of-law rules. Disputes will be subject to the competent courts of that jurisdiction, except where mandatory consumer or data-protection law provides otherwise.

Questions about these Terms can be sent to hello@decrow.xyz. See also our Privacy Policy for how we handle personal data.